Jennifer Lang
Financial advice to help you build and protect wealth in a volatile market.
money
Ever Wonder Why "They Hate" Annuities?
We've all seen them.......Those TV shows and commercials where the wealth manager of an investment firm touts how they hate annuities. But why? It's simple..... Annuities are NOT for Investors. Annuities are for Savers. Comparing annuities to stocks and mutual funds, is like comparing apples to oranges. They are just not the same.
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What is an Annuity Free Withdrawal?
One of the chief criticisms of annuities is their relative lack of liquidity. This is true in some respects. Annuity owners give up complete liquidity in exchange for other benefits, including insurer guarantees for lifetime income, guaranteed growth, or protection from downside risk. Many annuities now come with guaranteed income riders that can be turned off and on while letting you still access at least some principal. And most contracts do offer something called "free withdrawals."
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